Welcome to The Lynchburg Insurance Group
The Lynchburg Insurance Group is a full service professional Independent Insurance Agency located in Lynchburg, VA. Our agency prides itself in only representing the most financially secure insurance companies available on the market. We provide a broad array of services and products tailored to meet the needs of both families and businesses. Whether its homeowners insurance, auto insurance or business insurance, The Lynchburg Insurance Group takes a keen interest in you, the client, and develops an insurance product to meet your specific exposures.
The Lynchburg Insurance Group was founded based on a single premise; most businesses and families are underserved with regard to the level of insurance and risk management advice that is typically provided by their current insurance agent or agency. As is often the case, many individuals don’t know or don’t understand what their current insurance policies cover, the exclusions that take away coverage, and the conditions that must be met in order for coverage to apply when a loss occurs. We do more than simply “sell you a policy”; we’ll provide the tools and information that you need in order to make an educated insurance purchasing decision.
Let us show you that there is a difference!
Pay As You Drive auto insurance, also known as Usage Based Insurance (UBI), allow drivers to pay their auto insurance premiums based primarily on the annual mileage driven. If you are a low mileage driver, if you live in a metropolitan area, if you frequently carpool with others or have more vehicles than you do drivers, you may be eligible for discounts of up to 25 percent! In fact, simply by enrolling in the Pay As You Drive program you will automatically save 5 percent on your auto insurance premium. This “enrollment discount” is in addition to other discounts that are available, such as, multi-car, multi-policy, accident free, violation free, homeowners, good student, paid-in-full and many more. To learn more about Pay As You Drive auto insurance contact The Lynchburg Insurance Group.
You can count on The Lynchburg Insurance Group to provide reliable advice, outstanding service and affordable auto insurance rates. Unlike many insurance agencies, The Lynchburg Insurance Group works for you, not the insurance company, and will provide you with an unbiased review of your current auto insurance policy. Rather than just providing an auto insurance quote, we provide an Auto Insurance Analysis for every prospective client. Our agency’s Auto Insurance Analysis will provide you an “apples-to-apples” comparison of your current auto insurance policy with that of The Lynchburg Insurance Group. The results of our agency’s findings will be provided to you in a hard copy format. We will specifically outline your auto insurance coverage’s including, limits of liability, deductibles, optional coverage’s and the exclusions within your auto insurance policy. The Lynchburg Insurance Group goes beyond the basics of auto insurance.
The Lynchburg Insurance Group understands that for most individuals and families your home is your largest asset. One of the greatest concerns facing homeowners today is whether their current homeowner’s insurance policy provides the necessary replacement cost coverage limit that is needed in the event of an unforeseeable disaster. The Lynchburg Insurance Group provides clients with a No Surprises approach to homeowners insurance which we outline in detail in our Homeowners Insurance Analysis. Unlike many insurance agencies, we understand that each of our clients has a unique lifestyle, different goals and ultimately very diverse homeowner insurance requirements. The Lynchburg Insurance Group is a solutions driven insurance agency; put our expertise to work for you.
The Lynchburg Insurance Group has built a solid reputation on providing responsible advice, broad coverage, competitive pricing and unsurpassed customer service to clients across Central Virginia. Rather than just providing a price quotation based on the “bare necessities”, The Lynchburg Insurance Group analyzes the risk inherent in your business operations and tailors a solution to meet your specific exposures. Whether it’s insurance for your building, commercial property, equipment, inventory or company vehicles, The Lynchburg Insurance Group offers products and services designed to protect both corporate assets as well as personal assets of the business owner.