Archive for July, 2011

“When a tree falls, and there’s nothing there to stop it, does it cost you money?”

Posted by: Charles Hagerty

Trees can be the reason your property is so valuable. They can keep your utility bills low and give the kids something to do outside. For all their positives, trees can also be the reason why you need to call your Trusted Choice® insurance agent.

Whether it’s typical seasonal conditions, a freak windstorm, or any number of other reasons, trees and branches fall. Sometimes, they fall onto things, causing significant damage to property. Factor in the cost of paying a contractor ...

Continue Reading →
0

What an Umbrella Policy Is, and Why You Might Need It

Posted by: Charles Hagerty

Most Americans view auto insurance as necessary to protect against the costs of a car accident. Likewise, it’s common knowledge that homeowners insurance helps families rebuild their lives and homes. An “umbrella” policy is not as well known, but anyone who owns a home or any assets should consider buying it.

Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a ...

Continue Reading →
0

Significant Other, Significant Issue

Posted by: Charles Hagerty

Oh how the times have changed. In 1950, eight in 10 households were occupied by married couples. According to the 2000 U.S. Census, that number declined to 51.7%; the balance being singles and couples living together who are not married. The former includes individuals who either live alone or with roommates; the latter encompasses both opposite and same-sex couples who consider themselves partners. It is the latter segment which now makes up approximately 10% of American households.

A benefit to marriage ...

Continue Reading →
0

Mobile Devices: Does Insurance Tag Along?

Posted by: Charles Hagerty

Mobile information devices like PDAs and MP3 players occupy the bags and pockets of tens of millions of Americans. These devices can be pricey, often costing hundreds of dollars. The cost to obtain the information programmed on these gizmos can be exponentially more. If your portable device is damaged or stolen, will these costs be covered by your insurance?

Personal Insurance

Consider the iPod. Their owners span every demographic. For some, the iPod is as important to getting through the day as ...

Continue Reading →
0