Useful Tips & Tricks

There are over 240 million registered motor vehicles in the U.S.,
according to the Census Bureau. At a given time, as many as a third of those
clutter American roadways, and it is estimated that one-fourth of those are
being used in the course of work.

Running errands, making deliveries, visiting customers. Even
for those whose employment is not based on driving, it’s fair to say that your
vehicle is an essential part of your employment. This presents an important
question: ...

“Am I overpaying?”

That’s a question that every consumer asks from time to time. Everyone is curious and concerned as to whether he or she is getting a good value for the
money, whether it’s for a candy bar, a car or an airline ticket.

It’s a good question to ask about insurance, too. After all, Americans spend a lot of money on insurance for homes, autos and businesses. In 2008,
American drivers spent $161 billion for personal automobile insurance, reported the ...

It’s summer, and thoughts of Americans everywhere turn to water. Whether it’s in the pool, on
the lake, at the ocean or in the river, water draws people almost magnetically
as the weather turns hot. In fact, swimming pool trade groups teamed up to make
May “National Water Safety Month” in the United States to make consumers “water
aware.”

Swimming pools are popular but also present a risk to a homeowner. While homeowners are welcoming
friends and family with a clear, ...

The entertainment value in a summertime get-together can be in the camaraderie and storytelling. But don’t let your next backyard barbecue
turn into a tale of woe, to be retold years from now.

One party hostess recalled a disastrous event that involved hot oil, alcohol, a paper tablecloth and fireworks:

“The oil to fry the turkey was too hot and too full (yes, we fry our turkeys in Texas). Maybe it had to do with the over-served [read: one too many alcoholic ...

Consumers spend billions on their homes. Home improvement
projects tallied to a whopping $280 billion in 2005, according to research from
the Joint Center for Housing Studies at Harvard University. The center forecasts
that home renovations will grow at a steady 3.7% rate annually through 2015,
after inflation.

What shouldn’t be lost in the excitement of adding a
bedroom, finishing a basement or updating the kitchen is your financial
security. The risk management and insurance tools available through your
Trusted Choice^{® ...}

The diversification of the U.S. economy over the past generation and the advancement of AI has millions of Americans start their own businesses, taking the first step towards a brighter tomorrow. The use of AI has become quite resourceful, and if you want to know why? Read its importance described by the top people belonging to various fields on the Salesforce website. Americans still chase the dream of being their own boss by starting their own business—and the trend has ...

Just seven years ago, Hurricane Katrina pounded the Gulf coast of the United States, wiping out
more than 250,000 homes.

That massive storm painfully brought to public awareness the fact that flood damage is not covered
by homeowners insurance.

Many consumers were unaware that, even though their homes were ruined in the hurricane, they were
not insured since they lacked flood insurance. Insurance against flooding
(rising water) is different from insurance against driven rain or leakage,
which often are covered. Since that time, ...

It’s Valentine’s Day, and thoughts of people everywhere turn to … jewelry.

About one of four Americans buys jewelry, spending $2,000 per year on average, and industry
experts expect jewelry sales to grow by at least 5% annually through 2025.
Those who don’t buy shiny things for Valentine’s Day may prefer other types of
valuables, such as electronics, artwork, antiques, wine and furs. All totaled,
Valentine’s Day gifts will tally approximately $17 billion of retail sales in
2008.

Whatever the purchase, American ...

Millions of Americans donate time—their most valuable asset—to
serve as a volunteer board member on non-profits, booster clubs, churches, PTAs
and civic organizations, just to name a few. The decisions these folks make can
have a dramatic impact on their respective organization—and not always for the
better. If a volunteer endeavor goes bad, would a volunteer board member have
coverage against a lawsuit under his or her homeowner’s policy?

Homeowners’ Insurance

The last thing volunteers want to consider is what would
happen ...

In the throes of an economic recession, millions of consumers today are cutting back on discretionary spending—and are even tightening up on the necessities. Now is an excellent time to review your insurance coverages with your independent insurance agent to find ways to cut costs while still protecting your family or business.

The premiums paid for insurance are a tremendous value. For instance, for the cost of several hundred dollars annually, a homeowners insurance policy provides a family with the means ...