Archive for 'For Your Vehicle'

Is a GPS Covered by an Auto Policy?

Posted by: vpenson

Some may view them as science fiction gone wild. Others
see them as indispensable, possibly life-saving tools. Regardless of your
feelings about Global Positioning Systems (GPS), they continue to occupy the
dashboards of millions of U.S. vehicles each year. The pervasiveness and
expense of the technology has drivers asking if their GPS systems are covered
by auto insurance.

Personal Auto Insurance

Whether its finding alternative routes to beat traffic or
an Italian restaurant for the family, drivers rely on their GPS to ...

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Insurance: Your 3 Biggest Questions Answered

Posted by: vpenson

Insurance comes in a wide array of choices for a variety of consumer and business needs. Even the best-educated consumer who spends time researching insurance issues will come across a topic he or she doesn’t understand.

Let’s take a look at what consumers say when asked: “What’s one thing you don’t understand about insurance?” Here are three common questions that Trusted Choice® insurance agents and brokers hear:

Q: Why do I need insurance?

Insurance is for the uncertainties of life. Accidents and catastrophes ...

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Business Use of My Personal Vehicle: Will My Insurance Work?

Posted by: vpenson

There are over 240 million registered motor vehicles in the U.S.,
according to the Census Bureau. At a given time, as many as a third of those
clutter American roadways, and it is estimated that one-fourth of those are
being used in the course of work.

Running errands, making deliveries, visiting customers. Even
for those whose employment is not based on driving, it’s fair to say that your
vehicle is an essential part of your employment. This presents an important
question: ...

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Insurance: The One Question Everyone Asks

Posted by: vpenson

“Am I overpaying?”

That’s a question that every consumer asks from time to time. Everyone is curious and concerned as to whether he or she is getting a good value for the
money, whether it’s for a candy bar, a car or an airline ticket.

It’s a good question to ask about insurance, too. After all, Americans spend a lot of money on insurance for homes, autos and businesses. In 2008,
American drivers spent $161 billion for personal automobile insurance, reported the ...

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Saving Money on Insurance: How Can It Be Done?

Posted by: Charles Hagerty

In the throes of an economic recession, millions of consumers today are cutting back on discretionary spending—and are even tightening up on the necessities. Now is an excellent time to review your insurance coverages with your independent insurance agent to find ways to cut costs while still protecting your family or business.

The premiums paid for insurance are a tremendous value. For instance, for the cost of several hundred dollars annually, a homeowners insurance policy provides a family with the means ...

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What an Umbrella Policy Is, and Why You Might Need It

Posted by: Charles Hagerty

Most Americans view auto insurance as necessary to protect against the costs of a car accident. Likewise, it’s common knowledge that homeowners insurance helps families rebuild their lives and homes. An “umbrella” policy is not as well known, but anyone who owns a home or any assets should consider buying it.

Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a ...

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Mobile Devices: Does Insurance Tag Along?

Posted by: Charles Hagerty

Mobile information devices like PDAs and MP3 players occupy the bags and pockets of tens of millions of Americans. These devices can be pricey, often costing hundreds of dollars. The cost to obtain the information programmed on these gizmos can be exponentially more. If your portable device is damaged or stolen, will these costs be covered by your insurance?

Personal Insurance

Consider the iPod. Their owners span every demographic. For some, the iPod is as important to getting through the day as ...

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When You Travel, Do You Need Special Insurance?

Posted by: Charles Hagerty

Recent months have brought travel risks to the forefront of consumers’ minds: the economic downturn, safety risks overseas due to political unrest, and a potential new strain of influenza that has emerged from Mexico.

There are two broad types of travel-related coverage for those leaving the United States:

  • Travel insurance covers the loss of the prepaid travel costs of a trip should it be canceled, interrupted, or postponed. It also can reimburse unexpected expenses incurred due to a sudden change ...

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