What isn’t Covered in Home Insurance


What Isn’t Covered in Home Insurance?

Many homeowners are under the mistaken impression that a standard homeowners policy provides more insurance protection than it does. Flood damage, stolen or damaged vehicles on your property, or sewer backup could mean large unexpected out of pocket expenses. Because the list of exclusions keeps expanding, you should review your policy to ensure that you are properly covered. Knowing what is and isn’t covered can make all the difference when disaster strikes.

Your home insurance policy does not cover:

  • Floods
  • Sewer and drain backup/sump failure
  • Earthquake
  • Neglect
  • Pet damage to home/contents
  • Intentional Damage

Questions about what’s covered by your homeowners policy? Contact us for more information.

 

What Isn’t Covered?

Many homeowners are under the mistaken impression that a standard homeowners policy provides more insurance protection than it does. Flood damage, stolen or damaged vehicles on your property, or sewer backup could mean large unexpected out of pocket expenses. Because the list of exclusions keeps expanding, you should review your policy to ensure that you are properly covered. Knowing what is and isn’t covered can make all the difference when disaster strikes.

Your home insurance policy does not cover:

  • Floods
  • Sewer and drain backup/sump failure
  • Earthquake
  • Neglect
  • Pet damage to home/contents
  • Intentional Damage

Questions about what’s covered by your homeowners policy? Contact us for more information.